💰 Total Wealth & Purchasing Power Calculator

Nitin Ghai — Certified Mutual Fund Advisor (MutualFundVibe)

Estimate future value of your lumpsum, SIP (with yearly step-up) and gold/silver — and see what it’s worth in today’s money.

Lumpsum Invested Today (₹) Gold + Silver Value Today (₹) Monthly SIP (₹)

Annual SIP Increase (%)

Time Horizon (Years)

Note on assumptions: Equity returns are illustrative at 12% (Conservative), 13% (Moderate) and 15% (Optimistic). Gold & silver are assumed at 8% CAGR (approx long-term ~20-year average). Inflation assumed at 7%/yr for purchasing-power estimates. These are assumptions, not guarantees.